Open Enrollment for UToledo Health Benefits Set to Begin Oct. 1

October 1, 2020 | UToday
By Jon Meerdink

The University’s open enrollment period opens Oct. 1, beginning a month-long process during which employees can make important choices about the future of their health insurance.

Employee options for health plans, dental and vision plans and rates aren’t changing for the 2020 open enrollment period, but there are a few noteworthy revisions UToledo employees should be aware of.

Overall, premiums are remaining the same, but AFSCME employees will see a slight increase in their bronze and silver plan rates.

In addition, deductible, co-pay and co-insurance rates will increase for all employees for the next enrollment period.

UToledo employees will also see a noteworthy change when they make payments at a pharmacy. Rather than pay a co-pay as in the past, employees will now make a co-insurance payment. The difference between the two is that co-insurance charges an employee based on a percentage of the overall cost, rather than a dollar figure as in a co-pay.

Finally, there will be no additional health savings account incentive for Healthy U participants. Instead, all Healthy U members (not just the Blue Plan) will be eligible for gift cards and other incentives for their participation.

Employees are encouraged to review the updated health benefit information at to find the appropriate 2021 health plan for their needs.

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