Last Week of Open Enrollment for UToledo Health Benefits

October 26, 2020 | News, UToday
By Jon Meerdink

The University’s month-long open enrollment continues through the end of October for employees to make important choices about their 2021 health insurance.

Please note that Paramount recently announced that McLaren St. Luke’s Hospital will no longer be an in-network provider effective Jan. 1. This impacts UToledo employees who select the Silver Plan or Blue Plan and who will pay out-of-network costs when receiving care from St. Luke’s or WellCare Physicians Group starting in 2021.

Poster with Dates for Benefits Open Enrollment Oct. 1-31As a reminder, care received at The University of Toledo Medical Center or a University of Toledo Physicians clinic is covered under Tier 1 in all UToledo health plans with the lowest co-insurance, co-pay and other out-of-pocket expenses.

Individuals with questions about how the change by Paramount impacts their circumstances should contact the University’s benefits office at

As employees finalize their options for health plans and dental and vision plans for the 2020 open enrollment period, there are a few noteworthy revisions.

Overall, premiums remain the same but AFSCME employees will see a slight increase in their bronze and silver plan rates. Deductible, copay and co-insurance rates will increase for all employees for the next enrollment period.

UToledo employees also will see a noteworthy change when they make payments at a pharmacy. Rather than pay a copay as in the past, employees will now make a co-insurance payment. The difference between the two is that co-insurance charges an employee based on a percentage of the overall cost rather than a dollar figure as in a co-pay.

Finally, there will be no additional health savings account incentive for Healthy U participants. Instead, all Healthy U members (not just those enrolled in the Blue Plan) will be eligible for gift cards and other incentives for their participation.

Employees are encouraged to review the updated health benefit information at to find the appropriate 2021 health plan for their needs.

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